Here is a summary of some key changes in the mortgage market this week.

• Bank of Ireland has announced new rates across both residential and buy to let ranges. With residential rates being reduced by 0.14%, BOI now have 85% loan to value rates starting at 1.40%. The BTL rates have been cut by up to 0.2%.
• National Surveyor, Esurv, has confirmed the increase of buyers with low deposits. With this typically being anything from 15% and below, through Esurv’s Mortgage Monitor, 21% of January’s approvals went to small deposit holders. This was an increase from the 18.2% registered in December and reflects an increase in first time buyer activity.
• Barclays Bank have launched new mortgage rates with reductions across the range. One of the more attractive rates is an 80% LTV 2-year fixed at 1.5%. Barclays had a strong 2017 and are looking to further increase market share in 2018.

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